World I Business I Technology I Sports I Shopping
Free Utility Tools
What is a SIP Calculator?
A SIP Calculator helps estimate how much your recurring monthly investments could grow over time based on an assumed annual rate of return and investment duration.
How to Use the SIP Calculator
Enter your monthly SIP amount, expected annual return and investment period. The calculator will instantly show your total invested amount, estimated returns and projected maturity value.
How is SIP Return Calculated?
A SIP calculator generally uses the future value of recurring investments, assuming monthly compounding.
The formula is:
M = P × [((1 + i)ⁿ − 1) ÷ i] × (1 + i)
Where P is the monthly investment, i is the monthly return rate, and n is the total number of monthly investments.
Why Use a SIP Calculator?
It can help you understand how regular investing and compounding may affect your long-term investment value and can be useful for comparing different monthly contribution levels and investment periods.
Important Things to Remember
Mutual fund returns are market-linked and are not guaranteed. Actual returns may differ from estimates depending on market conditions, fund performance, expenses, taxes and other factors.
SIP Calculator – Calculate Mutual Fund SIP Returns
Estimate the future value of your monthly SIP investment. Enter your monthly investment amount, expected annual return and investment period to calculate total investment, estimated returns and maturity value.